HomeDistress Index › Hamilton
July 2026 · Derived MLS Data · Hamilton, Ontario

Hamilton Distressed Property & Power-of-Sale Report

RLT Co. reads every Hamilton MLS listing daily and flags the ones sellers are being forced to move. Here is what the data shows this month.

2955Active listings tracked ($200K–$5M)
16.4%Show distress / as-is signals
17Power-of-sale / mortgagee flagged
4Estate / probate listings
$748,888Median list price

What the numbers mean

Hamilton's distress share of 16.4% sits above the 14.3% average across the five markets RLT tracks (Hamilton, Toronto, Mississauga, Burlington, and Oakville). The 17 power-of-sale and mortgagee listings are the tip of it — most distress in this market is quieter: estate sales, tired landlords selling tenant-occupied units, and price-cut listings from sellers who bought at the peak and now face a renewal.

The opportunity for a buyer is separation. On any given day roughly nine in ten Hamilton listings are ordinary retail inventory priced for a retail buyer. The few that aren't — the 484 flagged here — are where an investor's spread lives. Finding them by hand means reading hundreds of listings; RLT does it every morning and underwrites each one before it moves.

How RLT uses this in Hamilton

Every flagged Hamilton listing is run against recent comparable sales, a renovation-cost model, and a conservative exit. Most are killed — the price isn't low enough, the comps don't support the ARV, or the work is structural. The ones that survive go to a short list of investor clients with the full math attached. That discipline is the product: knowing which deals to walk away from is worth more than knowing which to chase.

For Investors
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Methodology: figures are derived aggregate statistics computed from RLT Co.'s daily scan of active MLS listings in Hamilton priced $200,000–$5,000,000, as of 2026-07-17. "Distress signals" are keyword matches in public listing remarks (power of sale, mortgagee, estate, probate, as-is, motivated, needs work, tenant-occupied, vacant). This is aggregate market data for information only — not individual listing data, an appraisal, or investment advice. Data source: Repliers MLS feed (TRREB / ITSO). Updated monthly.